FAQS

Frequently Asked Questions

What is Grady Financial Solutions LLC?


Grady Financial Solutions, LLC is a certified, bonded, and insured firm that does more than specialize in credit restoration services. We are a hands-on company that provides both high-quality customer service and customer support and teach our clients the importance of maintaining a healthy credit profile and financial peace of mind through our credit management program, debt management program, and budget management program.




How much does it cost to get started?


We offer several plans that fits the financial situation you may be in, as well as your budget so you can comfortably get the help you need without paying high cost or excessive fees. Please visit our 'Pricing Plans' page to view our various plan options. Call us today at 1-888-209-5204 to learn more about our program services and get a free consultation to know which affordable program service is the best fit for your financial situation.




Are there any additional charges or hidden fees?


Grady Financial Solutions, LLC offers a free consultation that includes a detailed comprehensive analysis that will display the total affordable cost of your plan should you choose to do business with us. With our credit management program, obtaining your credit report is free (if you have not ordered your report within 12 months), however obtaining your credit score is not free and usually costs a fee. To get you access to your credit scores for monitoring, we help you enroll in a third-party Credit Monitoring Company (we prefer IdentityIQ). This allows for you to regularly check your updated credit reports and scores, so you can verify results during your program with Grady Financial Solutions, LLC. IdentityIQ typically give a 7-day trial period for $1 and then you can select from their different Plan Choices to paying your monthly fee for their services.




When should I start my services with Grady Financial Solutions, LLC?


That depends on your personal goal and what you want to accomplish in a certain time-frame. Our credit management, financial management, and budget management services are not an “overnight quick-fix” scheme to get you to your goals in a short period of time. Your timeframe in any of our offered programs depends on the results of your comprehensive financial analysis that you will receive for free during our consultation.




What all do I receive with a free consultation?


• A task list detailing the documents needed to perform your financial assessment.
• A detailed financial assessment report (offered in both printed and pdf format) that our professional consultants will go over with you during your consultation and a plan of action detailing what Grady Financial Solutions LLC can do to help get you started towards reaching your personal financial goal.
• After we review your financial assessment report during your consultation, you have the option to take your free report and pursue taking the necessary steps to reach your financial goal (credit repair, savings for huge purchase, settling on a major debt) on your own and are not liable for any charges should you choose not to use any of our services.




What payments options do you accept, and how does the subscription billing process work?


We accept several payment options that caters to your needs.
• Subscription Option
- Monthly fee charged every 30 days during the duration of your program for services rendered.
- Automatic ACH or debit/credit payment option only.
- Accept all major credit cards.

• A La Carte Option
- Pay-Per-Item that is due at the time services are rendered.
- Prices vary based on services being rendered. This is all disclosed in your financial analysis report.
- Accept all major credit card payments, PayPal, and CashApp.




How does the Credit Management Program work?


With our credit management program, we help you re-establish your credit report and score through our highly professional and skilled credit repair services. Once your signed-up for our credit management program after your free consultation, you will be assigned a login to access your own personal client portal system to track your progress, stay up-to-date on tasks that needs to be completed either from us or by you, and retain records of your progress. While enrolled in the Credit Management Program, you will also receive complimentary Budget and Debt Management services during the duration of your plan. Contact us today to learn more about our Credit Management Program.




How does the Budget Management Program work?


With our Budget Management Program, we help you to reach your personal goal of saving for a major purchase through a solid, effective, and realistic budget plan. Once your signed-up for our Budget Management Program, you will have access to many resources that will helpyou to reach your personal savings goals. Our Budget Management services is offered for free with enrollment in the Credit Management Program. Contact us today to learn more about our Budget Management Program.




How does the Debt Management Program work?


With our Debt Management Program, we help prevent legal actions from being taken against you, such as garnishments from wages and/or tax refunds, from a creditor in regard to a bad debt. Once your signed-up for our Debt Management Program, we will work as a liaison between you and the creditor to arrive at an affordable and acceptable repayment plan. We will also work on your behalf with the creditor to reduce interest payments and waive or reduce late penalty fees. Debt Management services are offered for free with enrollment in the Credit Management Program. Contact us today to learn more about our Debt Management Program.




What are Notary Services and how much does it cost?


Notary services is offered through a notary public who is an official of integrity appointed by the state government to serve the public as an impartial witness in performing a variety of official fraud-deterrent acts related to the signing of important documents. At Grady Financial Solutions LLC, we are committed to providing prompt, professional notary services to help get your business and personal documents notarized quickly and efficiently. Our notary services base fee is $4.00 per signature per document and our travel fee is $0.50 per mile, up to 100 miles.




Is my information secure on your website?


Grady Financial Solutions LLC adheres to a very strict privacy policy that protects all your valuable and sensitive information. Our client’s information is protected on a secure server that is backed up daily. To ensure that our business and client’s documents are not compromised, we diligently and properly discard all paper documents once uploaded into our secure, encrypted database. All computer terminals used to conduct business are also secure and encrypted. Grady Financial Solutions consultants and administrative staff is thoroughly trained to follow and adhere to the regulations of the Personal Information Protection Act (PIPA) and the Personal Information Protection and Electronic Documents Act (PIPEDA). Please review our privacy policy for further information.




Am I locked into a contract?


To begin services, you do sign a client-consultant agreement, however you are not locked into this contract. You are only obligated to pay for services that has been rendered. Therefore, you may cancel your service at any time. However, you are still responsible for your final payment for any services that has been rendered after cancelling your service.




What is your Referral Program?


Our Referral Program is a great way for you to both save and earn money! The process is very simple. Refer a minimum of 3 leads to Grady Financial Solutions LLC (GradyFinLLC) Credit, Budget, or Debt Management Program. Once all 3 of your referrals are converted over to paid clients, you will receive $50.00. You can continue to receive $50.00 for every 3 referrals that you send our way that becomes paying clients! Our Referral Program is based on terms and conditions outlined in our Referral Program Policy. For more information, please email us at info@gradyfinancialsolutions.com.




What is your Affiliates Program?


Our Affiliates Program is a great way for you company to be a part of our team and earn extra income! Sign-up to be an affiliate and you can earn anywhere between $20-$50 per client that signs up for our Credit Management, Debt Management, or Budget Management services. Affiliates are responsible for providing general information as well as potentially reviewing information with their prospective referrals, based on the type of affiliate (person or company) you elect to become. Terms and conditions apply. If you are interested in learning more about our affiliate program, please e-mail Lynnette Mitchell-Grady at lynnette@gradyfinancialsolutions.com.




Where can I get more information about the services offered with Grady Financial Solutions, LLC?


For more information about Grady Financial Solutions LLC, please send us an email at info@gradyfinancialsolutions.com or give us a call at 1-888-209-5204.





Take Back Your Financial Control To Enjoy Financial Freedom!

Grady Financial Solutions LLC

         Mailing Address

  2290 Hanson Rd. STE 953

      Edgewood, MD 21040

      info@gradyfinacialsolutions.com

               Toll:1-888-209-5204

               Fax: 443-973-7127

NMLS # 1829337

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